专利名称：Methods and systems for secure user
authentication
发明人：Grandcolas, Michael,Koryakovtseva,
Irina,Vos, Jennifer,Herrig, Robert A.
申请号：EP06118042.8申请日：20060728公开号：EP1755062A2公开日：20070221
专利附图：
摘要：A computer-implemented method and system for secure user authentication inelectronic commerce involves maintaining electronic information having a first aspect that
is accessible over a first electronic communication channel in response to entry of a firstcredential known to the user and a second aspect that is accessible by the user over thefirst electronic communication channel in response to entry of a second credentialprovided to the user at a pre-registered delivery address on a second electroniccommunication channel. The second credential is provided to the user via the secondelectronic communication channel in response to entry of a pre-determined userselection during a current session of user access to the first aspect if no change hasoccurred in the pre-registered delivery address within a pre-determined period of time,and the user is allowed a session of access to the second aspect in response to entry ofthe second credential either during the current session of user access to the first aspector during a succeeding session of user access to the first aspect.
申请人：Citicorp Development Center, Inc.
地址：12731 W. Jefferson Boulevard Los Angeles, California 90066 US
国籍：US
代理机构：Andréasson, Ivar
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